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KING DAVID DID IT: Should American Churches Commission Security Teams? ⋆ Doug Giles ⋆ #ClashDaily

March 15, 2017

My friend, Greg Hopkins, talks about the need of, and the means to, protect churches.  Yes, violence happens to churches here in the US.  There is an attempted murder on church property every 5 days.

Have you considered a church security team? What plans do you have for heart attacks, domestic violence assaults, protesters, or a stranger suddenly leaping from a pew and striding toward your minister as he preaches?

Cops will be there in 10 minutes at the minimum. An armed mass killer will be done in two.

Source: KING DAVID DID IT: Should American Churches Commission Security Teams? ⋆ Doug Giles ⋆ #ClashDaily

Dave Perkins on Government Health Insurance

March 13, 2017

From Dave Perkins

While half the country whines about not getting free or subsidized health insurance, it wouldn’t hurt to remind you that-

-Health insurance, like any insurance, is not the product itself. Health insurance isn’t health, or even health care.

-Health insurance is a mitigator for financial risk.

It’s a FINANCIAL PRODUCT, not a medical one. It is the exchange of small regular payments for the possibility that LARGE UNEXPECTED payments might come due. The insurance company takes responsibility for an agreed-upon amount of the possible large payments in return for the small regular payments to it. It “bets” that you will pay it more than it pays you, over the long term.

There is a risk, an uncertainty, of the large payments, which they balance against the CERTAINTY of the small ones. This is why “pre existing conditions”, for all their misery, are not on the table for actual insurance, could you buy car insurance after the car is wrecked, to pay for its repair? Could you buy homeowners insurance while your home was already on fire?  No. The wreck, the fire, are no longer risks, so insurance isn’t what you’re asking for. It’s the same with pre-existing conditions, folks. You’re not asking for insurance, you’re asking for someone else to pay your certain medical bills.

That is Socialism.  Not risk, but certainty.

Insurance mitigates risk. The only certainty is your premium payments. If you bring a CERTAIN cost to them because of a pre existing condition, they’d be forced to cover it by charging you a premium similar to your certain cost. Or else they wouldn’t sell you insurance.

Insurance is a risk mitigator. Stage four cancer is not risk, it’s certainty. It’s medical bills that need paying. Insurance doesn’t do certainty, only Marxism does that.

The bet the insurance company makes is made based on actuarial tables, which are just a mathematical record of how everyone has done in terms of health costs, how much at what age, etc. They charge enough to make a profit over the long term, and they can do it because the actuarial tables are reality and are very good predictive tools. They give predictability to the risk.

The company might lose millions on one person, and then make millions on millions of OTHER people who don’t get sick or injured, but in the end they make a profit or go out of business.

When they are ORDERED by government to do things that the actuarial tables say they shouldn’t (like accept customers with pre existing conditions), they absolutely MUST raise their rates, or go out of business. Because their business is based on literally hundreds of years of math, they cannot survive if they are ordered to go against the math…

…unless they increase their rates.

They can’t really overcharge you, not in the long term, because there is competition — other companies who can lower their rates and draw away your customers. There is downward pressure on rates because of competition.

Except… some people are going out of business now, under Obamacare, and others are getting out of the exchanges because they WOULD go out of business if they stayed in. So… the “downward pressure” on pricing is disappearing. Obama’s pipe dream (or “lie”) about cutting the annual cost by an average of $2,500 per household is and always was insane. What Obama planned to unleash on us was always going to INCREASE the rates of those who pay.

Why? It orders that everyone buy from a very small number of choices, each of which contains options you have to pay for but probably don’t want. (as a 56 year old male, I don’t want pregnancy protection, for example, but Obamacare orders that men like me pay for it.) It has legally eliminated the option of very high deductible “catastrophic” insurance, where premiums are low because most ordinary doctor visits aren’t submitted as paid claims. That was a favorite policy of laborers with families, able to go to doctors for cash to get their kids treated for colds and such, and only wanting/needing protection against huge unexpected bills. Obama said no. He ordered subsidies to pay for the more expensive premiums of the better policies he thought these laborers deserved but couldn’t afford because of racism, bias, prejudice, etc. He felt that we productive people were holding the lower classes back because we didn’t like them, and so he ordered us to pay for their insurance… simultaneously taking FROM them the insurance they WANTED, and taking from US the insurance WE wanted. (“If you like your insurance, you can keep your insurance”, he lied.) 85% of Americans said they LIKED the health care system as it WAS, prior to the passing of Obamacare.

85% isn’t the ONE PERCENT, folks, it’s almost EVERYBODY.

By folding in racism, prejudice and bias to the long-working, tried and true method of actuarial table analysis, he has altered insurance from a financial instrument of risk mitigation to a social instrument of marxist redistribution. Of COURSE the cost has gone up, and will continue to. Of COURSE some companies are failing and others are fleeing Obamacare. Of COURSE it’s collapsing.

a) it’s MARXISM and will never work, and

b) they never intended it to work.

They built it to destroy the industry, so they can then come and say “we’re sorry, we didn’t want to do this, but the free market hasn’t worked, and so now we introduce “all government, all the time” health insurance. Pay your premium to US, see OUR doctors, let OUR panels of experts decide your medical care, and finally you don’t have to be at the mercy of the market”.

They want single payer, universal health care, government in charge of it all. Obama said so as far back as 2007 and the recordings are out there. I have some of them. He spoke to unions and other groups and declared “we can’t do it right away, it might take fifteen or twenty years to get America away from job-related insurance, but we’ll get it done in time”.

Obamacare, if left in place, will result in British or Canadian style “national health care” after a certain number of years (it’s already been more than six).

That was its PURPOSE. To destroy the system and replace it with government.

Chaos, then tyranny.

Remington Arms lays off 122

March 11, 2017

Remington Arms is moving out of anti-gun New York..one layoff at a time.  They expand their production in Alabama during a market increase, and cut from the New York plant during the downturns.  I guess elections have consequences as New York voters raised both the price of doing business and of owning a gun in NY.

Remington Arms Co. has laid off 122 workers at its Ilion plant due to slowing sales.”The small arms industry is facing significant near-term challenges related to slowing order velocity and high channel inventories; a dynamic from which Remington is not immune,” said a statement from Jessica Kallam, Remington’s manager of media relations and public affairs. “After exploring all the options available to us, we are compelled to reduce our work force by releasing 122 team members today at our Ilion, N.Y. site. As we move forward, we will continue to monitor all segments of the business for growth opportunities.”

Source: Remington Arms lays off 122

What the Experts say about Self-Defense and Gun-Free Zones

March 9, 2017

When it comes to safety, we can’t know everything ourselves.  We also consider the opinions and arguments of experts.  These experts collect the wisdom of others, the distilled experience from thousands of lives.  That said, we don’t have to be uncritical.  We can try to distinguish solid expertise from purchased advocacy.  I’ve read what the experts say about self-defense and gun free zones.  Here is a short summary of what I’ve learned.  You can weigh the issues for yourself.

From the Self-Defense Instructor-
These instructors teach basic firearms safety and self-defense.  They see students every day.  They see the benefits and dangers of having a gun.  They say we should each decide for ourselves whether or not we should own a gun or carry a concealed firearm.  They also say that unarmed individuals are killed by armed criminals with monotonous regularity.  Of course the choice is ours, but there is a silent argument in the debate whether to go armed or not.  At the bottom line, look at what instructors tell their spouses and their children.  They want them to have a gun.

From the Police-
We call the police after we’re attacked.  Then, in addition, the police need time to arrive.  The police need time to evaluate the situation and stop the threat.  Usually, the threat is long gone by the time police arrive.  It is up to ordinary citizens like us to protect ourselves until the police get there.  Most cops on the street are tired of getting there too late and seeing victims.  Police officers tell their own families to go armed for their protection.  The police know that there are guns inside most “gun-free” zones.

From Firearms Instructors for Special Teams-
These instructors train the trainers.  They look for trends as they pore over field reports.   They have learned that time is critical when we’re threatened.  They know that time is critical when a school, church or hospital is attacked.  Murderers will kill until they meet armed opposition.  The faster the murderer is stopped, the faster we can get help to the injured and save lives.

From Academics studying violent crimes-
Violence is an unfortunate fact of life.  We know that spree killers hunger for notoriety.  These murderers look for large crowds and soft targets.  Try as we might, we can’t afford to give everyone an armed bodyguard.  The most efficient formula for saving lives is a mixture of first responders.  Some are armed, and some are not.  Armed security and and some staff move toward the threat.  Some armed staff shelters in place.  Other staff members are trained as medical first responders to immediately treat the wounded once the murderer is killed, or kills himself, which is a common reaction to the sight of an armed responder.

I’ve met some of these experts, and I’m awed.  It takes a strong heart to study violence and not despair.  The issue is not academic for these experts.  They argue passionately that we should protect ourselves.  We are the only first responders who can limit the damage caused by the next violent criminal. Gun free zones limit those armed first responders from legally being where they can save the most lives.

Some idealists say we shouldn’t have to defend ourselves.  They want to disarm innocent people.  But this isn’t reality. Violence exists. The experts say time is critical.  They say we are the only solution until help arrives.

Who do you believe?

I’m A Feminist – David Cole at Black Man With A Gun ™

March 8, 2017

I’ve one criticism of David Cole’s article.   He says there are many examples of women who defend the right to keep and bear arms.  We need to hear them.  David, please show us.  Please go on and show us every month, not once a year on “international women’s day”.  Shout it loud and long.

Thank all of you for defending the right to bear arms and protect the innocent.

“The single most effective tool for empowering women against violence is the gun…that’s a fact. And no one who would disarm women can claim to be a feminist. To highlight some notable ladies from the world of shooting sports and gun rights advocacy, I had started posting some videos..for #InternationalWomensDay …but there were so many, I decided to post something of a compendium here. Take a look:

Source: I’m A Feminist – Black Man With A Gun ™

Chaka Fattah, former Pennsylvania congressman, gets 10 years in prison for racketeering, fraud and money laundering – CBS News

March 4, 2017

The mainstream news doesn’t understand why we elected President Trump.  We were tired of corrupt politicians.  This one is a Democrat from Philadelphia.

“A federal judge has sentenced Former Pennsylvania Congressman Chaka Fattah to 10 years behind bars on charges of racketeering, fraud and money laundering.  Earlier this year, Fattah, 60, was convicted of misspending government grants and charity money to fund his campaign and personal expenses, even as he and his TV anchor wife earned more than $500,000 a year.”

Source: Chaka Fattah, former Pennsylvania congressman, gets 10 years in prison for racketeering, fraud and money laundering – CBS News

Lock and Load Radio with Bill Frady- 3 March 2017

March 4, 2017

What a show this Friday with Bill Frady on Lock and Load Radio.

The first hour guest was Shayna Lopez-Rivas.  She was sexually assaulted on campus.  Shayna asked why Florida State Legislators are keeping her disarmed and vulnerable.  Give her a listen.

The second hour guest was Sean Maloney.  Sean is one of the busiest men I know.  Please learn about Second Call Defense and vote for Sean for the NRA board.

I joined Bill for the third hour where we discussed Self-Defense Gun Stories.

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